Sold: Sep 18, 2026
Address
1860 Whispering Oaks Lane, Fort Walton Beach, FL
Price
$ 399,000
Property Attributes
- MLS#1005485
- TypeSingle Family
- Listing Status Sold
- CountyOkaloosa
- CityFort Walton Beach
- AreaFort Walton Beach
- NeighborhoodFOREST OAKS PH 2
- Zip32547
- StyleTraditional
- Year Built1997
- Taxes$ 3000
- Price$ 399,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms1
- Sqr Footage1573
- Lot Size0.09 Acres
Data Source:
Emerald Coast MLS (ECAR)
Property Description
3 bedroom + a BONUS ROOM Welcome to 1860 Whispering Oaks Lane, a beautifully updated and thoughtfully customized home in one of Fort Walton Beach's most convenient locations. An assumable VA loan with a 5.625% interest rate presents a rare opportunity for qualified buyers. Conveniently located approximately 7 minutes from Hurlburt Field and 11 minutes from Eglin AFB, the home also offers easy access to beaches, shopping, dining, and everyday conveniences. Recent updates include a newer roof, HVAC system, quartz countertops, luxury vinyl plank flooring, updated cabinetry, fixtures, and modern finishes throughout. Custom touches include a built-in entry storage station, custom pantry, walk-in closet system, elevated laundry platform, electric fireplace feature wall, dry bar, and extensive garage shelving. A standout feature is the approximately 600-square-foot finished attic bonus space with its own dedicated heating and cooling system--ideal for a media room, home office, fitness area, hobby room, or additional living space. With move-in-ready updates, exceptional storage, flexible bonus space, and a prime location, this home offers a unique combination of comfort, functionality, and value.
| Elementary School | Middle School | High School |
|---|---|---|
| Kenwood Elementary School | Pryor Middle School | Choctawhatchee High School |
| Price History | |
|---|---|
| 7/1/2026 | Listed $408,000 |
| 8/3/2026 | 1$405,000 |
| 8/10/2026 | 1$399,500 |
General Features
| Utilities | Public Water,TV Cable |
|---|---|
| Zoning | Resid Single Family |
| Property Subtype | Detached Single Family |
| County | Okaloosa |
| Property Type | Residential |
| Subdivision Name | FOREST OAKS PH 2 |
| Status | Sold |
| Buyer Financing | Conventional,FHA,VA |
| Directions | Beal Pkwy to Green Acres Rd, First Right on Beverly. Go through stop sign and the subdivision is to the left. |
| High School | Choctawhatchee |
| City | Fort Walton Beach |
| MLS Area | 12 - Fort Walton Beach |
| Lot Size Units | Acres |
| Lot Size Square Feet | 3920.4 |
| Elementary School | Kenwood |
| Middle/Junior High School | Pryor |
| MLS Area Minor | 1207 - Wright |
| Standard Status | Closed |
| Sewer | Public Sewer |
| Heating | Central |
| Cooling | Central Air |
| Garage Spaces | 2 |
| Architectural Style | Traditional |
| Construction Materials | Siding Brick Front,Siding Wood |
| Year Built | 1997 |
| Stories Count | 2 |
| Tax Year | 2024 |
| New Construction | false |
| Attached Garage | true |
| Total Rooms | 7 |
| Carport Y/N | false |
| Property Condition | Construction Complete |
Interior Features
| Total Baths | 3 |
|---|---|
| Interior Amenities | Ceiling Vaulted,Fireplace,Washer/Dryer Hookup |
| Flooring | Floor Vinyl |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Window Features | Window Treatment All |
Exterior Features
| Lot Features | Sidewalk |
|---|---|
| Lot Size Area | 0.09 |
| Lot Dimensions | 50 x 81 |
| Lot Size Acres | 0.09 |
| Road Surface Type | Paved |
| Road Frontage Type | City Street |
| Fencing | Fenced Privacy |
| Building Area Total | 1573 |
| Total Parking | 4 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32547
Price
Taxes
Year Built
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