Water Views

Address

64 Banfill Street, Santa Rosa Beach, FL

Listing Type

Active

Price

$ 3,440,000

Property Attributes

MLS#992659
TypeSingle Family
Listing Status Active
CountyWalton
CitySanta Rosa Beach
Area30A West
NeighborhoodGRAYTON BEACH
Zip32459
StyleFlorida Cottage
Year Built1970
Price$ 3,440,000
Bedrooms6
Full Bathrooms5
Half Bathrooms1
Sqr Footage3470
Lot Size0.16 Acres

Data Source:

Emerald Coast MLS (ECAR)

Property Description

A Grayton Beach rarity: Western Lake views, a private guest cottage, a resort-style pool, and projected rental income of up to $373,000 annually, combine to create a property as versatile as it is unforgettable. Timeless Grayton Beach character meets thoughtful modern renovation in this rare fully-furnished, dual-residence offering just steps from Western Lake, the shoreline, and the heart of one of 30A's most storied beach villages. Originally built in 1970 and extensively reimagined, the property pairs a gracious main home with a fully detached private cottage, creating flexibility for hosting, multigenerational living, or income potential without sacrificing privacy or charm. The main residence spans approximately 2,910 square feet with five bedrooms and four-and-a-half baths across three levels. Recent updates include a fully redesigned kitchen, renovated bathrooms, fresh interior paint, new flooring, updated wiring and plumbing, two HVAC systems, new appliances, and a new roof. From the inviting front porch, morning coffee is enjoyed with tranquil views toward Western Lake. Inside, the first floor opens to a generous living and dining area that flows seamlessly into the kitchen, which offers ample space for an island and connects to a comfortable sitting or game room. A mudroom off the kitchen adds a half bath, a full-sized laundry, and direct access to the side yard for grilling. Two first-floor bedrooms feature updated ensuite baths, while a rear hallway leads directly to the backyard. Upstairs, the second level offers two additional bedrooms and two full baths. The third floor serves as a flexible retreat or bedroom, highlighted by a striking wood A-frame ceiling with access to the large balcony. The detached cottage provides approximately 560 square feet with one bedroom, one full bath, a family room, a full kitchen, a laundry room, an outdoor shower, and a separate entrance. With a new roof and alley access, the cottage allows easy movement to the beach, lake, and dining while remaining discreetly set apart from the main home. Outdoor living is equally compelling, with a spacious backyard ready for relaxed afternoons, a newly added private pool, curated hardscape, and lush landscaping. After a day on the water, rinse off at the outdoor shower or unwind in one of several private seating areas. Parking is generous with a paver driveway, additional front parking, and two rear spaces for a total of seven. Accessibility has been carefully considered with a ramp on the north side and a fully accessible first floor, including the primary bath. Both residences may be rented separately or together, offering exceptional versatility. Positioned moments from Western Lake, two beach accesses, and iconic spots like The Red Bar, Chiringo, and AJ's Grayton Beach, this is a rare opportunity to own a true Grayton Beach classic where coastal history, modern updates, and an unbeatable walkable setting come together with ease.

Elementary School	Middle School	High School
Dune Lakes Elementary School	Emerald Coast Middle School	South Walton High School

Price History
5/20/2026	Listed $3,490,000
7/21/2026	1$3,440,000

General Features

Utilities	Public Water,TV Cable
Zoning	Resid Single Family
Property Subtype	Detached Single Family
Community Features	Dock,Fishing,Pets Allowed,TV Cable
County	Walton
Property Type	Residential
Subdivision Name	GRAYTON BEACH
Status	Active
Directions	Heading south on 283 toward 30A, go straight at light. Pass AJ's on the left and continue to turn left on Lydia, then at the curve turn right on Banfill. Home is on the right.
High School	South Walton
City	Santa Rosa Beach
MLS Area	17 - 30A West
Lot Size Units	Acres
Lot Size Square Feet	6969.6
Elementary School	Dune Lakes
Middle/Junior High School	Emerald Coast
MLS Area Minor	1705 - SRB South of 30A
Standard Status	Active
Sewer	Public Sewer
View	Lake
Heating	Central
Cooling	Ceiling Fans,Central Air
Patio/Porch Features	Porch,Porch Open
Architectural Style	Florida Cottage
Construction Materials	Siding CmntFbrHrdBrd,Siding Wood
Year Built	1970
Stories Count	3
New Construction	false
Total Rooms	8
Carport Y/N	false
Property Condition	Construction Complete
Pool Features	Pool - In-Ground,Pool Type
Virtual Tour	https://bcove.video/4qAdylV

Interior Features

Total Baths	6
Interior Amenities	Ceiling Raised,Lighting Recessed,Owner's Closet,Pantry
Air Conditioning Y/N	true
Heating Y/N	true
Furnished Y/N	Furnished - All

Exterior Features

Lot Size Area	0.16
Lot Dimensions	50 x 140
Lot Size Acres	0.16
Road Surface Type	Paved
Road Frontage Type	County Road
Exterior Amenities	Fenced Back Yard,Shower
Fencing	Fenced Lot-Part
Building Area Total	3470
Total Parking	7