Waterfront

Address

87 Vista Bluffs, Destin, FL

Listing Type

Active

Price

$ 1,725,000

Property Attributes

MLS#995743
TypeSingle Family
Listing Status Active
CountyOkaloosa
CityDestin
AreaDestin
NeighborhoodDESTINY S-D
Zip32541
StyleBeach House
Year Built1997
Taxes$ 15096
Price$ 1,725,000
Bedrooms4
Full Bathrooms4
Half Bathrooms0
Sqr Footage3593
Lot Size0.19 Acres

Data Source:

Emerald Coast MLS (ECAR)

Property Description

IMPRESSIVE 2026 GROSS RENTAL INCOME in excess of $145K+ & BOOKING! Set within the gated enclave of Destiny West, this exceptional three-story lakefront residence offers a rare blend of refined coastal elegance, thoughtful design, and captivating water views. Ideally suited as a primary residence, second home oasis, or tranquil vacation rental, the property delivers an elevated lifestyle just moments from the sugar-white beaches of Destin. Upon entry, floor-to-ceiling windows immediately frame serene lake views and flood the open-concept living, dining, and kitchen spaces with natural light. Rich hardwood flooring, custom millwork, and chandeliers establish a sophisticated yet inviting atmosphere throughout. The gourmet kitchen is beautifully appointed with granite countertops, custom cabinetry with ample storage, premium appliances including a gas stove top & wine fridge, and a butler's pantry perfect for both everyday living and entertaining. The adjacent living area, anchored by a gas fireplace and enhanced with motorized window treatments, opens seamlessly to the outdoor living spaces for airy evenings. A first-floor bedroom with ensuite bath and walk-in shower offers flexibility for guests or multigenerational living. The second-floor features the primary suite, a private retreat, featuring a spacious wrap-around balcony overlooking the lake, a fire pit for evening relaxation, a spa-inspired bathroom, and a generously sized walk-in closet with custom built-ins. The second guest suite with ensuite bath, walk-in closet, and private balcony is also located on the second-floor. The third level provides a versatile escape with a king bedroom, ensuite bath, and kitchenette ideal as a guest suite, home office, or recreational space. Outdoors, the lakefront terrace is a true showpiece, complete with a fire pit, grill, Green Egg smoker, and panoramic water views an ideal setting for sunset gatherings or hosting. Inquire for private pool plans and renderings, offering the opportunity to further enhance both lifestyle and rental performance. The home also features new, durable Polywood outdoor furnishings, a home generator system for added peace of mind, and a garage outfitted with built-ins plus an additional storage room. Destiny West residents enjoy lushly landscaped grounds, a large seasonally heated pool, hot tub, fitness center, tennis court, and an impressive clubhouse. Quarterly landscaping services are included, allowing for effortless ownership. The home is conveniently located near James Lee Park, the Crab Trap, and pedestrian- and golf-cart-friendly Scenic Highway 98, placing beaches, dining, shopping, and grocery stores just minutes away. This established vacation rental generated nearly $90K in 2025, $145K+ already produced in 2026, and the potential to increase income annually with the addition of a private pool. Meticulously maintained and ideally positioned, this lakefront offering represents a rare opportunity to own a premier property in one of Destin's most sought-after gated communities.

Elementary School	Middle School	High School
Destin Elementary School	Destin Middle School	Fort Walton Beach High School

Price History
2/20/2026	Listed $1,799,900
7/1/2026	4$1,725,000

General Features

Utilities	Electric,Gas - Natural,Public Water,Underground
Zoning	Resid Single Family
Property Subtype	Detached Single Family
Community Features	Short Term Rental - Allowed,Community Room,Gated Community,Pavillion/Gazebo,Pets Allowed,Pool,Tennis,Waterfront
County	Okaloosa
Property Type	Residential
Subdivision Name	DESTINY S/D
Status	Active
Buyer Financing	Conventional
Directions	Scenic Hwy 98 to the Destiny subdivision across from the Crab Trap Restaurant and James Lee Park turn North into Destiny subdivision go to stop sign take a right on Vista Bluffs home is on the right hand lake side of the road
High School	Fort Walton Beach
City	Destin
MLS Area	14 - Destin
Lot Size Units	Acres
Lot Size Square Feet	8276.4
Elementary School	Destin
Middle/Junior High School	Destin
MLS Area Minor	1404 - Destin Beach East
Standard Status	Active
Sewer	Public Sewer
View	Lake,Gulf
Waterfront Features	Lake
Tax Assessed Value	3575
Heating	Central
Cooling	Central Air
Garage Spaces	1
Patio/Porch Features	Deck Open,Patio Covered,Porch
Architectural Style	Beach House
Construction Materials	Stucco
Year Built	1997
Stories Count	3
Tax Year	2025
New Construction	false
Attached Garage	true
Total Rooms	11
Carport Y/N	false
Property Condition	Renovated,Construction Complete
Association Fee Includes	Accounting,Ground Keeping,Recreational Faclty
Pool Features	Pool Type
HOA	true

Interior Features

Total Baths	4
Interior Amenities	Breakfast Bar,Ceiling Crwn Molding,Fireplace,Split Bedroom
Flooring	Floor Hardwood,Floor WW Carpet
Air Conditioning Y/N	true
Heating Y/N	true
Window Features	Window Treatment All
Furnished Y/N	Furnished - All

Exterior Features

Lot Features	Dead End,Interior,Restrictions,Survey Available,Within 1/2 Mile to Water,See Remarks
Lot Size Area	0.19
Lot Dimensions	64 x 139 x 62 x 135
Lot Size Acres	0.19
Road Surface Type	Paved
Road Frontage Type	Private Road
Waterfront Y/N	true
Exterior Amenities	Balcony,BBQ Pit/Grill,Shower,Summer Kitchen
Foundation Details	Slab
Building Area Total	3593
Parking Features	Garage,Golf Cart Enclosed,Guest
Total Parking	4